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PeoplesSouth Bank
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Business, Investments, & Loans

BUSINESS CHECKING

Designed to meet the needs of our small business clients, Business Checking features:
  • Unlimited check writing (with no per check charges) if a minimum balance of $1000 is maintained.
  • Minimum deposit to open $1000
  • A service charge of $8 will be imposed every statement cycle if the daily balance for the statement cycle falls below $1000. (See our Truth-In-Savings disclosure for details.)
  • A maintenance fee of $.15 per check after 25 per statement cycle will be imposed for each debit transaction if the daily balance for the statement cycle falls below $1000 any day of the statement cycle.
  • Power Pay (bill payment) available for $4 per statement cycle
 

BUSINESS MONEY MARKET ACCOUNTS

Available to all commercial customers, these accounts combine a higher rate of return on your excess funds and the ability to make limited withdrawals should you have special purchase needs.

*Please ask for more details.

 

BUSINESS NOW ACCOUNT

Our Business NOW account offers the best of both worlds to qualifying customers*. This account has the earning power of a savings account plus the convenience of a checking account.

  • Minimum deposit to open $1500
  • A minimum daily balance of $1500 must be maintained to obtain the Annual Percentage Yield
  • A service charge of $5 will be imposed every statement cycle if the daily balance for the statement cycle falls below $1500. (See our Truth-In-Savings disclosure for details.)
  • A maintenance fee of $.20 per check  per statement cycle will be imposed for each debit transaction if the daily balance for the statement cycle falls below $1500 any day of the statement cycle.
  • Power Pay (bill payment) available for $4 per statement cycle
*Available only to Sole Proprietors, non-profit organizations and government entities. Federal law prohibits the payment of interest on checking accounts for Corporations.
*Method used to Calculate Interest: We use the daily balance method to calculate the interest on your account.  This method applies a daily periodic rate to the principal balance in the account each day. 
 

LOAN PRODUCTS

We offer loans to fit your lifestyle, whether your loan needs are large or small, long term or short term. We can give you the quick local decisions you need, without the red tape you do not need. We offer a full range of products and services at very competitive rates. Please contact on of our experienced lenders to assist you with your credit needs. We offer the following loan types
  • Personal
  • Auto
  • Home Improvement
  • Real Estate
  • Business
  • Agriculture
  • Refinancing
  • Construction
  • Home Equity Line
*Licensed Mortgage Originators make housing related loans without regard to any prohibited basis (race, color, religion, national origin, sec, disability, familial status, marital status, the fact that the applicant may receive public assistance, or that the applicant has, in good faith, exercised any rights under the Federal Consumer Credit Protection Act.

Current Licensed Mortgage Lenders  

LENDER SERVING LOCATIONS NMLS ID
PEOPLESSOUTH BANK
802379
AMY STARLING ABBEVILLE 1576062
CARL BUSH ABBEVILLE 1030412
ELAINE BARNES ABBEVILLE 811316
JOEY MAGADDINO ALBANY 740760
ROSA RAMSEY ALBANY 762595
EMORY PARKER AMERICUS 808392
LISA PATE AMERICUS 1155484
STEVEN AVANT AMERICUS 430253
VICKI CREW AMERICUS 695876
EARL SOLOMON APALACHICOLA 1649389
MELANIE WILLIAMS APALACHICOLA 775110
RICKY DIXON ASHFORD 1334864
ALICIA CONE BAINBRIDGE 811257
MELISSA BROWN BLOUNTSTOWN 775072
SHELLY BURNS BLOUNTSTOWN 775104
GAIL DAVIS BONIFAY 1010745
TIM WRIGHT BONIFAY 810047
TISHA MARSCEILL CHIPLEY 806706
ANGIE WILLIAMSON CALLAWAY 1130175
CHERYL WILLIAMS CHIPLEY 816118
ALTON HARRISON COLQUITT 1155089
JOANNA EVERSON COLQUITT 1101021
STACIE PICKLE COLQUITT 806712
BETH CAIN COLUMBIA 810024
GAYLE BRANNON COLUMBIA 1785527
ANTHONY COBB DONALSONVILLE 1845294
BRADLEY GRANTHAM DONALSONVILLE 804619
HAYDEN ROSENKOETTER DOTHAN EAST 568196
LORA LOYED DOTHAN EAST 440131
MELANIE JOHNSON DOTHAN EAST 1559388
ANGEL WILLIS DOTHAN NORTH 806703
KEITH CARMICHAEL DOTHAN NORTH 1030413
LINDSAY COLLINS DOTHAN NORTH 1433054
MERLYN BORLAND DOTHAN NORTH 1155087
CHAD RICHARDS DOTHAN WEST 475407
KELSEY PRICHARD DOTHAN WEST 1776987
STANLEY SESSIONS DOTHAN WEST 785748
DIANE BAKER EUFAULA 1155165
SAM CROUCH GREENWOOD 1155091
DALEN WAMBLES HEADLAND 1433052
STEVEN RETHERFORD HEADLAND 812329
CYNTHIA REIMERS LYNN HAVEN 813268
DOUG SALE LYNN HAVEN 1761533
KAREN FONTAINE LYNN HAVEN 777491
JOSHUA RATHEL MALONE 1816314
FELICIA DELOACH MARIANNA 806705
MANDIE CORBIN MARIANNA 829068
THOMAS LASSMANN MARIANNA 1433050
ASHLEY LOWERY OZARK 1633662
RACHEL BAREFIELD OZARK 806711
MIA PANKEY PANAMA CITY 1254680
MICHAEL BYERS PANAMA CITY 1659251
GENE CLINE PORT ST JOE 1198407
MICHELLE HAY PORT ST JOE 1727303
DOUG BRYAN SNEADS 806707
JACK KANE TALLAHASSEE EAST 840553
MIKE PERKINS TALLAHASSEE EAST 459509
SHAWN REGISTER TALLAHASSEE EAST 971364
ANNA GAINEY TALLAHASSEE NE 1276143
JOHN MORGAN TALLAHASSEE NE 1024677
STEPHANIE WHITE TALLAHASSEE NE 775286
BRENDA HOWELL MORTGAGE 413213
KERRY ANDERSON MORTGAGE 1579536

PEOPLESSOUTH BANK CONSUMER CREDIT CARD

 

PLATINUM CLASSIC

Realize new levels of purchasing power with the Platinum Credit Card.
  • Experience immediate savings thanks to competitive Annual Percentage Rates.
  • Get online access to all of your spending information for increased financial control.
  • Insure and protect yourself with extensive security and travel assistance services.
 

PLATINUM PAYBACK

Put your purchases to work for you with our Platinum Payback program.
  • Earn 1% Cash Back on all your qualifying purchases.*
 

PLATINUM PREFERRED

Features higher spending limits and Platinum Rewards designed to make every dollar count.
  • Opportunity to earn double and triple reward points on qualifying everyday purchases.**
  • Additional card enhancements include identity theft resolution services, travel accident insurance, baggage delay and lost luggage.
 
No Annual Fees
24/7 Customer Support
Online Reward Tracking
Protection and Security Services
 
*See program rules for details.
**Subject to enrollment and periodic promotions. Terms and conditions apply. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.
 
 
 
We are pleased to provide you, our family of banking customers, with these products and services that have been designed especially for you. We hope that upon reviewing these products and services you will agree that we are now, more than ever, prepared to offer you innovative products at competitive prices.
 
This guide is a brief description of our products and services that are available to you. Please ask one of our customer service representatives for a complete Truth-In-Savings Disclosure for specific details regarding the products you have selected to best fit your banking needs. Our commitment, as always, is to offer our customers top-quality products and to provide the highest possible level of customer service.
 
Thank you for the opportunity to serve you.
A couple in their living room

Certificates of Deposit

Ranging from one month to five years, find the CD account to help with your savings goal. 

Safe deposit boxes

Safe Deposit Boxes

Our safe deposit boxes are a convenient way to secure and protect valuable documents and heirlooms.