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PeoplesSouth Bank
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Business, Investments, & Loans

BUSINESS CHECKING

Designed to meet the needs of our small business clients, Business Checking features:
  • Unlimited check writing (with no per check charges) if a minimum balance of $1000 is maintained
  • Minimum deposit to open $1000
  • A service charge of $8 will be imposed every statement cycle if the daily balance for the statement cycle falls below $1000 (See our Truth-In-Savings disclosure for details)
  • A maintenance fee of $.15 per check after 25 per statement cycle will be imposed for each debit transaction if the daily balance for the statement cycle falls below $1000 any day of the statement cycle
  • Power Pay (bill payment) available for $4 per statement cycle

BUSINESS MONEY MARKET ACCOUNTS

Available to all commercial customers, these accounts combine a higher rate of return on your excess funds and the ability to make limited withdrawals should you have special purchase needs.

*Please ask for more details.


BUSINESS NOW ACCOUNT

Our Business NOW account offers the best of both worlds to qualifying customers*. This account has the earning power of a savings account plus the convenience of a checking account.

  • Minimum deposit to open $1500
  • A minimum daily balance of $1500 must be maintained to obtain the Annual Percentage Yield
  • A service charge of $5 will be imposed every statement cycle if the daily balance for the statement cycle falls below $1500 (See our Truth-In-Savings disclosure for details)
  • A maintenance fee of $.20 per check  per statement cycle will be imposed for each debit transaction if the daily balance for the statement cycle falls below $1500 any day of the statement cycle
  • Power Pay (bill payment) available for $4 per statement cycle
*Available only to Sole Proprietors, non-profit organizations and government entities. Federal law prohibits the payment of interest on checking accounts for Corporations.
*Method used to Calculate Interest: We use the daily balance method to calculate the interest on your account.  This method applies a daily periodic rate to the principal balance in the account each day. 
 

LOAN PRODUCTS

We offer loans to fit your lifestyle, whether your loan needs are large or small, long term or short term. We can give you the quick local decisions you need, without the red tape you do not need. We offer a full range of products and services at very competitive rates. Please contact one of our experienced lenders to assist you with your credit needs. We offer the following loan types:
  • Personal
  • Auto
  • Home Improvement
  • Real Estate
  • Business
  • Agriculture
  • Refinancing
  • Construction
  • Home Equity Line
*Licensed Mortgage Originators make housing related loans without regard to any prohibited basis (race, color, religion, national origin, sex, disability, familial status, marital status, the fact that the applicant may receive public assistance, or that the applicant has, in good faith, exercised any rights under the Federal Consumer Credit Protection Act.

Current Licensed Mortgage Lenders  

LENDER SERVING LOCATIONS NMLS ID
PEOPLESSOUTH BANK
802379
AMY STARLING ABBEVILLE 1576062
Brittany Davis ABBEVILLE 1645507
CARL BUSH ABBEVILLE 1030412
JOEY MAGADDINO ALBANY 740760
ROSA RAMSEY ALBANY 762595
EMORY PARKER AMERICUS 808392
STEVEN AVANT AMERICUS 430253
VICKI CREW AMERICUS 695876
EARL SOLOMON APALACHICOLA 1649389
MARI-ANE COLLEY ASHFORD 1933321
RICKY DIXON ASHFORD 1334864
ALICIA CONE BAINBRIDGE 811257
GARRETT GRIMSLEY BLOUNTSTOWN 676781
MELISSA BROWN BLOUNTSTOWN 775072
HEATHER SHEFFIELD BONIFAY 1009866
JENNIFER RAY BONIFAY 2022287
PRESTON NICHOLS BONIFAY 2075499
BILL FUQUA CALLAWAY 1182112
TISHA MARSCEILL CHIPLEY 806706
ANTHONY COBB COLQUITT 1845294
SHELLEY JOHNSON COLQUITT 2033343
TRISTAN MOULTON COLQUITT 1914205
ANGEL WILLIS COLUMBIA 806703
GAYLE BRANNON COLUMBIA 1785527
STEVEN HOLLOMAN COLUMBIA 2111154
BRADLEY GRANTHAM DONALSONVILLE 804619
AMY DILLARD DOTHAN EAST 969967
LORA LOYED DOTHAN EAST 440131
VICTORIA MOORE DOTHAN EAST 1911652
KEITH CARMICHAEL DOTHAN NORTH 1030413
MERLYN BORLAND DOTHAN NORTH 1155087
CHAD LISENBY DOTHAN WEST 475400
CHAD RICHARDS DOTHAN WEST 475407
DIANE BAKER EUFAULA 1155165
JULIE SAVILLA EUFAULA 2069973
TIFFANI BYRD EUFAULA 2068928
SAM CROUCH GREENWOOD 1155091
DALEN WAMBLES HEADLAND 1433052
MADISON HORNE HEADLAND 2038980
ALBERT MANRY LEE COUNTY 2079233
AMANDA NICHOLS LEE COUNTY 2100243
KRISTIN WALDAL LEE COUNTY 2079142
KAREN FONTAINE LYNN HAVEN 777491
AMY O'CAIN MACON 1957975
CHRISTOPHER WHITE MACON 1747692
STEPHANIE HOUSEAL MACON 1844999
FELICIA DELOACH MARIANNA 806705
THOMAS LASSMANN MARIANNA 1433050
ASHLEY LOWERY OZARK 1633662
RACHEL BAREFIELD OZARK 806711
CHRISTOPHER CHESTNUT PANAMA CITY 1539253
CURTIS WILLIAMS PANAMA CITY 1055183
AMY JENKINS PHENIX CITY 853574
JEFFREY AKERS PHENIX CITY 1962505
GENE CLINE PORT ST JOE 1198407
MICHELLE HAY PORT ST JOE 1727303
DOUG BRYAN SNEADS 806707
LEANN NIX SNEADS 2106821
GRAY ODOM TALLAHASSEE EAST 1860468
MELANIE WILLIAMS TALLAHASSEE EAST 775110
MIKE PERKINS TALLAHASSEE EAST 459509
ROBERT SENTERS TALLAHASSEE EAST 1927642
SHAWN REGISTER TALLAHASSEE EAST 971364
ANNA GAINEY TALLAHASSEE NE 1276143
JOHN MORGAN TALLAHASSEE NE 1024677
BRENDA HOWELL MORTGAGE 413213

PEOPLESSOUTH BANK CONSUMER CREDIT CARD


PLATINUM CLASSIC

Realize new levels of purchasing power with the Platinum Credit Card.
  • Experience immediate savings thanks to competitive Annual Percentage Rates
  • Get online access to all of your spending information for increased financial control
  • Insure and protect yourself with extensive security and travel assistance services

PLATINUM PAYBACK

Put your purchases to work for you with our Platinum Payback program.
  • Earn 1% Cash Back on all your qualifying purchases*

PLATINUM PREFERRED

Features higher spending limits and Platinum Rewards designed to make every dollar count.
  • Opportunity to earn double and triple reward points on qualifying everyday purchases**
  • Additional card enhancements include identity theft resolution services, travel accident insurance, baggage delay and lost luggage

24/7 Customer Support
Online Reward Tracking
Protection and Security Services

*See program rules for details.
**Subject to enrollment and periodic promotions. Terms and conditions apply. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.
 

 
We are pleased to provide you, our family of banking customers, with these products and services that have been designed especially for you. We hope that upon reviewing these products and services you will agree that we are now, more than ever, prepared to offer you innovative products at competitive prices.
 
This guide is a brief description of our products and services that are available to you. Please ask one of our customer service representatives for a complete Truth-In-Savings Disclosure for specific details regarding the products you have selected to best fit your banking needs. Our commitment, as always, is to offer our customers top-quality products and to provide the highest possible level of customer service.
 
Thank you for the opportunity to serve you.
A couple in their living room

Certificates of Deposit

Ranging from one month to five years, find the CD account to help with your savings goal. 

Safe deposit boxes

Safe Deposit Boxes

Our safe deposit boxes are a convenient way to secure and protect valuable documents and heirlooms.