Skip Navigation Download Adobe® Acrobat Reader to view PDFs.
PeoplesSouth Bank
Family walking through a neighborhood

Checking, Savings, & Time Deposits

LIBERTY CHECKING ACCOUNT

This is the perfect checking account for all customers who write a limited number of checks or a large amount of checks. Liberty Checking Features:
  • Unlimited check writing with no per item check charges
  • Unlimited ATM transactions at any of numerous locations
  • Minimum Deposit to open is $100
  • Customer is responsible for purchasing checks
  • This is a non-interest bearing account
  • Monthly iPay (online banking bill pay)
  • Truncated Monthly Statement.  Image Statement available upon request for a fee ($2.50 per month)

PERSONAL CHECKING ACCOUNT

The perfect checking account for customers who write many checks each month. Personal Checking Features:
  • Unlimited check writing (with no per check charges) if a minimum balance of $500 is maintained
  • ATM transactions are unlimited at any of our numerous locations
  • Minimum deposit to open $100
  • A service charge of $5 will be imposed every statement cycle the daily balance for the statement cycle falls below $500
  • A maintenance fee of $.15 per check after 20 per statement cycle will be imposed for each debit transaction if the daily balance for the statement cycle falls below $500 any day of the statement cycle
  • $4.00 charge per statement cycle for iPay (online banking bill pay)

STUDENT CHECKING

The monthly service charge and maintenance fee will be waived for "full time" students between the ages of 12 and 22. Additional terms: This account will automatically convert to a Personal Checking when the student reaches 23 years of age.
  • iPay (bill payment) available for $4 per statement cycle


CELEBRATION CHECKING (begins at 50)

This is our special account designed exclusively for those 50 years of age and over.  (*You must maintain a minimum daily balance of $500 to obtain the Annual Percentage Yield.) Celebration Checking Features:
  • Unlimited check writing
  • Unlimited ATM transactions at any of our numerous locations
  • Minimum deposit to open $500
  • No fee for "Celebration" wallet style checks
  • 10% discount on safe deposit boxes
  • Cashier's Checks (no issue fee up to five per month)
  • iPay (bill payment) available for $4 per statement cycle
*Ask for our Truth-In-Savings Disclosure for more details!

"FIRST FLIGHT CLUB" CHECKING

This checking account is designed for the customer wanting the most for their money. The "First Flight Club" checking features:
  • Unlimited check writing, no per item check charges
  • Unlimited ATM transactions at any of our numerous locations
  • Minimum deposit to open $100
  • Monthly service charge of $8 every statement cycle
  • No fee for "First Flight Club" wallet style checks
  • $10,000 Accidental Death Insurance
  • Cashier's Checks (no issue fee up to five per month)
  • No charge for iPay (online banking bill pay)
     

ATM/DEBIT CARDS

Now is the perfect time to get the card that's best for you. You'll have an instant source of buying power and more flexibility in how to manage your money.
*Ask a bank representative for details today!
 

MOBILE FINANCIAL SERVICES

PeoplesSouth Bank offers a number of mobile solutions. Enroll Today!
  • Mobile Banking
  • Text Banking
  • eStatements and notices

SAVINGS & INVESTMENT PRODUCTS


PERSONAL SAVINGS ACCOUNT

This savings account is perfect for the customer wanting to set aside money for a future event or expenditure.
  • Minimum deposit to open $200 (You must maintain a minimum daily balance of $200 to obtain the annual percentage yield)
  • A service charge of $5 will be imposed every statement cycle if the daily balance for the statement cycle falls below $200.(See our Truth-In-Savings disclosure for details)
  • A maintenance fee of $1 will be imposed for every debit transaction (withdrawal, check paid, automatic transfer or payment out of your account) over six per quarter
See one of our customer service representatives about:
  • Minor Savings (for ages 0 to 18 years of age)
  • Christmas Club Savings
  • Business Savings
  • Tiered Money Market Accounts

PERSONAL MONEY MARKET

This account is for the customer looking for the opportunity to earn more on their savings. The Personal Money Market offers competitive rates for higher account balances.
  • Minimum deposit to open $2500
  • A service charge of $8 will be imposed every statement cycle if the balance in the account falls below $2500 any day of the statement cycle
  • You must maintain a minimum daily balance of $2500 to obtain the Annual Percentage Yield
*Ask about Tiered Money Market Deposit Accounts!
 

Personal NOW ACCOUNT

Our Personal NOW account offers the best of both worlds to qualifying customers*. This account has the earning power of a savings account plus the convenience of a checking account. Personal Now features:

  • Minimum deposit to open $1500
  • A minimum daily balance of $1500 must be maintained to obtain the Annual Percentage Yield
  • A service charge of $5 will be imposed every statement cycle if the daily balance for the statement cycle falls below $1500 (See our Truth-In-Savings disclosure for details)
  • A maintenance fee of $.20 per check  per statement cycle will be imposed for each debit transaction if the daily balance for the statement cycle falls below $1500 any day of the statement cycle
  • iPay (bill payment) available for $4 per statement cycle
*Available only to Individuals, Sole Proprietors, non-profit organizations and government entities. Federal law prohibits the payment of interest on checking accounts for Corporations.
*Method used to Calculate Interest: We use the daily balance method to calculate the interest on your account.  This method applies a daily periodic rate to the principal balance in the account each day. 

CERTIFICATES OF DEPOSIT ACCOUNTS

We offer a variety of certificate of deposit terms, ranging from one month to five years. You can open a CD for a minimum deposit of $500 and the CD can be set up to renew automatically.

*Substantial penalties may apply for early withdrawal.

INDIVIDUAL RETIREMENT ACCOUNTS

We offer investment flexibility for your important retirement account dollars, with terms ranging from one month to five years. Your Individual Retirement Account can provide you the security and means of creating a primary or supplemental source of retirement income.

*Substantial penalties may apply for early withdrawal.

PEOPLESSOUTH BANK CONSUMER CREDIT CARD


PLATINUM CLASSIC

Realize new levels of purchasing power with the Platinum Credit Card.
  • Experience immediate savings thanks to competitive Annual Percentage Rates
  • Get online access to all of your spending information for increased financial control
  • Insure and protect yourself with extensive security and travel assistance services

PLATINUM PAYBACK

Put your purchases to work for you with our Platinum Payback program.
  • Earn 1% Cash Back on all your qualifying purchases*

PLATINUM PREFERRED

Features higher spending limits and Platinum Rewards designed to make every dollar count
  • Opportunity to earn double and triple reward points on qualifying everyday purchases**
  • Additional card enhancements include identity theft resolution services, travel accident insurance, baggage delay and lost luggage

24/7 Customer Support
Online Reward Tracking
Protection and Security Services

*See program rules for details.
**Subject to enrollment and periodic promotions. Terms and conditions apply. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.
 
 
 
We are pleased to provide you, our family of banking customers, with these products and services that have been designed especially for you. We hope that upon reviewing these products and services you will agree that we are now, more than ever, prepared to offer you innovative products at competitive prices.
 
This guide is a brief description of our products and services that are available to you. Please ask one of our customer service representatives for a complete Truth-In-Savings Disclosure for specific details regarding the products you have selected to best fit your banking needs. Our commitment, as always, is to offer our customers top-quality products and to provide the highest possible level of customer service.
 
Thank you for the opportunity to serve you.
Family on a beach for vacation

Personal Loans

A personal loan can help you consolidate debt, make a large purchase, or cover an emergency. 

Person putting coins into a piggy bank

Savings

Set aside money for a future event and security with our selection of savings accounts.